Building the financial foundation for internal peace.
जेव्हा आपण एखादी छान कार पाहतो तेव्हा आपण क्वचितच विचार करतो, “व्वा, ती गाडी चालवणारा माणूस काय मस्त आहे.” त्याऐवजी, आपण विचार करतो, “व्वा, माझ्याकडे ती कार असती तर लोकांना वाटेल की मी किती मोठा माणूस आहे.” कळत-नकळत सगळेच लोक असा विचार करतात. इथेच मानवी विचारात एक विरोधाभास आहे: लोकांना संपत्ती हवी आहे, फक्त यासाठी … Read more
असे म्हणतात, “महागाई म्हणजे जेव्हा तुम्ही शंभर रुपयांच्या हेअरकट साठी दीडशे रुपये देतात ज्यासाठी तुम्ही पन्नासच रुपये द्यायचे जेव्हा तुमच्या डोक्यावर केस होते.” सूर्य पूर्वेकडे उगवतो आणि पश्चिमेकडे मावळतो हे जितके त्रिकालाबाधित सत्य आहे, तितकेच प्रत्येक वस्तूची किंमत वाढत जाणार म्हणजेच महागाई वाढणार हे सुद्धा सत्य आहे. महागाईचा विचार करून आपल्या भविष्यचे नियोजन करणे फार … Read more
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It’s that time of the year when we all look back at the past year, introspect. And prepare for the new year. Technically new year is just a change in the date, but emotionally for many us, it’s a time to make new beginnings, fresh aspirations, and renewed dreams.Apart from the new year party and … Read more
Direct Mutual Fund Vs. Regular Mutual Fund & their expense ratios Mutual funds are available with two plans: Direct and Regular. Regular Plan: When you buy a mutual fund through a mutual fund broker, distributor or advisor, it is called a regular plan. In case of a regular fund, the fund house pays commission to the … Read more
If you are looking at different options to invest your money, the mutual fund is often a most attractive form of investment vehicle. With increasing awareness about stock markets and mutual funds, more and more people are starting to invest their money in MFs. However, there is a steep learning curve in understanding mutual funds. … Read more
Note: This post is written considering Indian real estate market. For Indians, owning a house is an ultimate definition of being successful. According to RBI’s Household Finance Committee Report 2017, only 5% of India’s household savings is invested in financial assets as against 77% in real estate. RBI’s Household Finance Committee Report 2017 During 2003–13, India … Read more
We are often raised to believe that, Money isn’t everything. Money can’t buy Happiness. And in our hapless search for Happiness we end up being miserable by ignoring what money can buy for us. Yes, Money can buy happiness but it entirely depends on what you spend it on. Very first question to ask yourself … Read more
An entire generation pumping gas, waiting tables, slaves with white collars, advertising has us chasing cars and clothes, working jobs we hate so we can buy shit we don’t need. We’re the middle children of the history man, no purpose or place, we have no Great war, no Great depression, our great war is a … Read more
Inflation is when you pay fifteen dollars for the ten-dollar haircut you used to get for five dollars when you had hair.― Sam Ewing Inflation is the rate at which the general level of prices for goods and services is rising and, consequently, the purchasing power of currency is falling. As a result of inflation, … Read more
Building the financial foundation for internal peace.