Building the financial foundation for internal peace.
Direct Mutual Fund Vs. Regular Mutual Fund & their expense ratios Mutual funds are available with two plans: Direct and Regular. Regular Plan: When you buy a mutual fund through a mutual fund broker, distributor or advisor, it is called a regular plan. In case of a regular fund, the fund house pays commission to the … Read more
If you are looking at different options to invest your money, the mutual fund is often a most attractive form of investment vehicle. With increasing awareness about stock markets and mutual funds, more and more people are starting to invest their money in MFs. However, there is a steep learning curve in understanding mutual funds. … Read more
Note: This post is written considering Indian real estate market. For Indians, owning a house is an ultimate definition of being successful. According to RBI’s Household Finance Committee Report 2017, only 5% of India’s household savings is invested in financial assets as against 77% in real estate. RBI’s Household Finance Committee Report 2017 During 2003–13, India … Read more
We are often raised to believe that, Money isn’t everything. Money can’t buy Happiness. And in our hapless search for Happiness we end up being miserable by ignoring what money can buy for us. Yes, Money can buy happiness but it entirely depends on what you spend it on. Very first question to ask yourself … Read more
An entire generation pumping gas, waiting tables, slaves with white collars, advertising has us chasing cars and clothes, working jobs we hate so we can buy shit we don’t need. We’re the middle children of the history man, no purpose or place, we have no Great war, no Great depression, our great war is a … Read more
Inflation is when you pay fifteen dollars for the ten-dollar haircut you used to get for five dollars when you had hair.― Sam Ewing Inflation is the rate at which the general level of prices for goods and services is rising and, consequently, the purchasing power of currency is falling. As a result of inflation, … Read more
Compound interest is the eighth wonder of the world. He who understands it, earns it, he who doesn’t pays it. Albert Einstein Those who have earned basic numeral literacy learn Compounding in our school days. But do we really understand the term to the core? If you really understand the term: compounding, I’m sure you … Read more
You only have to do a very few things right in your life so long as you don’t do too many things wrong. — Warren Buffet We all secretly crave to be wealthy, but shy away from admitting it. In my opinion there is nothing wrong with it. Our society always demeans those who dream … Read more
We believe that someday or other justice will happen. Majority of the societies believe in justice and make sure that wrongdoers are shown the stick of the law. In fact, Theory of Karma is one of the most favored subjects in almost all religious teachings. The question is: “Is there really justice in Nature?” The … Read more
Building the financial foundation for internal peace.